FAQs

Taking a loan can make sense when you urgently need money and when can comfortably afford the monthly payments for the duration of the loan term.

• Personal loans
• Credit card loans.
• Mortgages
• Home improvement loans
• Car loans
• Small business loans
• Payday loans

A payday loan is usually a short-term, high-cost loan that is typically due on your next payday.

Average payday loans range between $100 and $1,000, depending on your lender and state law.

Here are the common reasons people choose to take a payday loan.

• Debt Consolidation
• Education
• Wedding
• Vacation
• Holiday expenses
• Mortgage repayments.
• Medical emergency.

Such loans require only an income and a valid bank account and are often approved to consumers who have bad credit or no credit.

Defaulting on a loan can drain your bank account and trigger collection calls.

Yes, in most cases. If you feel that you won’t manage to pay off the loan on time, you can refer to the lender with a request of extending the repayment period.

Sure. Our website offers you the opportunity to apply for a cash advance via the internet, from the comfort of your home.

Online loans are a convenient and fast option for borrowing money. Applying for a loan in person is less convenient than applying online.

• They’re easy to access.
• They have fewer requirements than other loans.
• They don’t check your credit.
• There is no paperwork involved.
• No collateral needed.

Yes. Loans from online lenders are as safe as loans originated from large banks, provided that the online lender is reputable. We partner only with trusted and licensed lenders.

In some states, you can have two loans at once from the same lender. However, there are usually special requirements that you need to meet that vary from lender to lender.

Usually, payday lenders do not check your credit score when deciding whether or not to approve you for a loan, so you still can get approved if you have bad or no credit history.