1stalliancelending.com is not a lender and does not accept loan applications, make loans or any credit decisions. It only acts as a referral service and accepts requests to be connected with lenders. Based on the application you submit, we search our database housing the vast network of trusted US lenders to match you with the right lender and loan perfectly suited to your individual needs. Nothing contained herein is an offer or a solicitation for a loan. All fees and rates will be disclosed to you by your lender at the time of approval. You are not obliged to use this online referral service to initiate contact with any lender, nor apply for a loan. We do not guarantee that completing an application form will result in you being referred to a lender, being offered a loan product with acceptable rates or terms, nor receiving a loan from a lender. You will not be charged any fees to use this online matching service. This service is not available in all states. The list of states this website services may change from time to time without notice. None of the information contained herein constitutes legal advice.