1st Alliance Lending – Payday Loans Online
Lack of money is always a problem that arises at the wrong time. Someone is trying to cope with temporary financial problems, someone is planning to celebrate a wedding, someone is fixing a car, someone is doing repairs. There are many reasons to request for a payday loan online. In this case, 1st Alliance Lending will come to the rescue. You can apply for a loan to the bank. But to get a loan from this financial institution, you will need lots of documents, which will take a long time. When a cash loan is needed urgently, this option will not work.
Payday loans online for short-term financial difficulties
With us, you will be approved for a loan online in a few minutes. Our specialists work with customer requests around the clock. To get a loan in our company, you only need a few documents. You do not need collateral or guarantors.
Advantages of payday loans online
We cooperate with reliable and experienced lenders that approve most of the loan applications. Almost any person living in the United States can get a fast payday loan through our website. Our lenders typically do not perform credit checks. We are not embarrassed by your debts on previous loans and fines in other banks. You do not need to have a good credit history to get approved. You may even get funds if you have no credit.
A person who has reached the age of 18 can take a loan through 1st Alliance Lending.
Reasons for getting a loan through our company:
- Speed. It takes a record short time to process the application. We will quickly connect you to the right lender and your request will be reviewed within an hour. You will be able to have the funds into your account almost immediately – same day or next day;
- Convenient website. You do not need to leave your home to get a loan. You need to only go to our website from a computer or other device with Internet access. There you can fill out an online cash loan application. You will be approved within an hour after sending the application;
- Transparency. We act openly and transparently. All our actions are consistent with legislative acts. There are no small print additions in our contracts. The payment system is extremely clear and understandable;
- Attractive terms. We will help you get low-interest rates and pay off the debt before the deadline. Regular clients may be approved for a lower interest rate and a longer period;
- Minimum paperwork. To receive a loan, you only need a few documents. We consider any application without credit checks and collateral.
How much money can I get?
Using our referral service, you can get fast cash loans ranging from:$200 to $5,000.
The approved amount will be determined by several factors, such as the lender’s policies, state laws, your income, etc.
What are the loan requirements?
Each lender has its own eligibility criteria. Usually, to get a loan through First Alli-ance Lending, you must:
- legally reside in the United States;
- be at least 18 (19 in some states);
- have an active checking account in your name;
- have a valid email address and phone number;
- be employed and have a regular income.
Typically, you do not need to have good credit or any credit at all.
How does it work?
With us, it is so easy to get a direct payday loan online. Just follow 3 simple steps:
- Fill out an application on our website. You only need to provide some personal information. Make sure you give us accurate information;
- Get connected to the right lender. We process your loan and connect you to a suitable lender. Wait for the approval from your lender, read the contract carefully;
- Get the necessary funds the same day or next day.
Where can I get a payday loan online?
Payday loans are legal in the following states: Alabama, Alaska, California, Delaware, Florida, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Michigan, Minnesota, Mississippi, Missouri, Nebraska, Nevada, North Dakota, Ohio, Oklahoma, Rhode Island, South Carolina, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.
Keep in mind that each state offers various types of loans and has its own regulations. For example, the same payday loans online may have some significant differences in North Dakota or Missouri.
In many cases, you can be approved for a loan even if you live in another state.
WHAT THEY SAY
1st Alliance re-financed a high interest rate loan for me initially and save me hundreds of dollars. After not quite a year they lowered my interest rate again for more savings. They have been wonderful to deal with not only for the re-finance but very helpful and courteous when you call. Making payments is more than easy. I would give them ten stars if I could!
This was a very easy process, I was always expecting some hiccup along the way, but once I received my pre-approval, everything was smooth sailing! Ashley Bedard was very helpful in answering my quest…ions and managing expectations along the way. Great group of people to work with!
Working with Shean at 1st Alliance was a great experience. My situation was a huge challenge – large medical bills which resulted in late payments and judgments. Through Shean’s Herculean effo…rts, I still was able to get a home loan at a competitive interest rate. I can’t thank him enough!
Awesome experience with this company. They were honest and true. They walked my husband and I step by step through the whole process. This was our first home purchase and we were very scared, nervous …and didn’t know what to expect. Greg and Amy were prompt with answering all questions we had. The process was fast and easy. Greg made us feel like he wanted us in a home just as bad as we wanted to get one.
1st Alliance Lending is one of the best companies I have ever dealt with and this last week has proved that once again. I contacted them pretty upset because I had made an error in my checkbook which… had thrown everything off and did not know how I was going to make my payment. The lady I first spoke with was nice and she did tell me her name however I was so upset by what I had found out I cannot remember it. She transferred me to her supervisor for assistance. She referred me to Howard. I had dealt with him when I first came to 1st Alliance. I know he had a lot going on but he took the time to help me calmly reevaluate my situation. It turned out I had overlooked ways to have enough money and get the payment made. I was able to accomplish this. Refinancing through 1st Alliance was for me the right choice. Thanks again to Howard and the 1st lady I talked with. In all of my dealings with the different people from 1st Alliance I can truly say they are both very professional and very nice.
1st Alliance has helped us lower our interest and payment on our mortgage which is saving us money so we can enjoy our retirement. The folks we dealt with were very courteous and eager to answer our questions. They seemed genuinely interested in helping us secure a mortgage.
This is the second time I have worked with 1st Alliance and again it has been a wonderful experience. Easy, quick and painless, their team works well together and keeps you informed throughout the process. it is also the second time working with Ashley Huttinger as my coordinator and again she did a fantastic job keeping my process moving. I really appreciate the efficient and great work they have done with refinancing my loans. Thanks!
They helped me when I didn’t think i would find help. They are extremely helpful and easy to deal with. I would recommend them to anyone. Someone answers everytime you call and they have good hours …so you can contact them easily. Any guestion i have had has been answered promptly.
I had an excellent experience with them. I had read the reviews prior to selecting them and I was NOT disappointed. They helped me accomplish what I set out to do, which was to buy a house in another …state, since I was moving for a new job. They were with me every step of the way and always gave me a look forward by explaining the next steps. They communicated at the appropriate times. I felt like they were on top of things and the processes seemed streamlined, yet they were very personable and friendly. I dealt with Nicholas – customer care, Marcin – loan officer, Steve -loan servicing, and Liz – feedback. I also spoke briefly with Bridgett who filled on the rare time that Nicholas was off. I would highly recommend 1st Alliance.
First Alliance was the only lender to actually listen and help. I was able to close on a very difficult “back to work” FHA program in 3 months. Although the paperwork was daunting (FHA requirement), Alyssa, my submission coordinator guided me through the entire process. She was quick to communicate and I could always get her on the phone. Honestly, I feel like family with First Alliance. Thanks a million. My family and I finally have a roof over our heads to call our own.
How you can use your payday loan