What makes 1st Alliance better?
If you are looking to buy a home you should do some research on potential lenders prior to selecting one. You will have a relationship with the lender from day 1 until you have paid your final mortgage payment, which is often 15-30 years later. Regardless of your situation (first home, purchasing a home after foreclosure or short sale, etc.) you will want to make sure you are comfortable with the lender selected for your new home mortgage loan.
If you have heard of 1st Alliance Lending you may have know what makes us different from other lenders. We believe our personal touch differentiates us from other lenders. Here are some of the features that we think highlight why we are the best choice in lenders.
1st Alliance Lending is recognized as a leader in helping borrowers that had a previous foreclosure or short sale obtain a new home. 1st Alliance Lending has also helped thousands of borrowers avoid foreclosure. We continue to work with borrowers who have faced or are facing financial hardship. We also use our experience to help first time homebuyers establish a mortgage they will be successful at today and long into the future. We have seen it all and know what works and what doesn’t work. We pride ourselves on creating sustainable loans.
1st Alliance Lending specializes in FHA Back to Work loans which allow homebuyers who have had a previous foreclosure or short sale obtain a new home in as little as 12 months. We can provide you the details of the Back to Work loan program including requirements and the process.
Welcome Home Specialists
Our Welcome Home Specialists are our loan officers. We assign one to each homebuyer so you will only be in contact with one person. That person will know your situation and your needs. You will be provided their phone number and email so you can contact them with any questions you have. They will take the time to walk you through the home buying process. Your Welcome Home Specialist can evaluate your financial circumstance and make sure you understand the details of your mortgage. They can provide you guidance to improve your credit if needed. At 1st Alliance Lending you will have the one advisor who will focus on you and guide you from beginning to end.
Evaluate More Than Just Credit Score
Most lenders will just look at a computer generated credit score to determine if they want to work with a homebuyer. We believe that people are more than a number. We realize that many people experienced financial hardships that were beyond their control such as loss of job or overwhelming medical expenses. We take the time to listen to homebuyers to find out their story. We want to figure out what works and what doesn’t for you so we can find a way to help you achieve the dream of homeownership again.
1st Alliance Lending is a company with integrity. We believe who you choose for your lender is just as important as which house you decide to buy. Contact us to learn more about 1st Alliance Lending and how we can become your lender partner.