News - Part 2

I had a foreclosure and want to own a home again. What should I do?

If you had a foreclosure but want to own a home again and are wondering what steps you need to take to get there, 1st Alliance Lending is here to help.  There are many steps you can take to get you back to homeownership. Here are few useful tips to get you started. Evaluate Your Credit and […]

I had a foreclosure and worry I will never be able to own a home again

Many people who have suffered a foreclosure worry they will never be able to own a home again. The good news is that most foreclosure victims will become homeowners again! If you had a foreclosure, consider taking the following steps to help you achieve the dream of owning your own home again. Waiting Period If […]

What are the FHA Back to Work Counseling Requirements?

The housing collapse caused many homeowners to short-sell their homes while others faced devastating foreclosures. If this unfortunate situation affected you and your family you may be interested to learn about the FHA Back to Work program. The government recognized the impact the collapse had on millions of Americans. The Federal Housing Administration (FHA) created […]

Ready for a New Home After a Short Sale?

Did you avoid foreclosure on a previous home by conducting a short sale instead?  Wise choice! You resolved your debt, avoided court and minimized the damage to your credit. Now are you getting back on your feet and considering your options?  Are you ready to find a new place to call home? At 1st Alliance Lending we […]

We’d Love to be Your Back to Work Lender

If you’re like some families in the United States, you may have suffered a foreclosure because of a job loss recently. The economy sent many families into financial crisis, and unfortunately, foreclosures were much too common for a large percentage of our country. Now that some time has passed, hopefully you’ve been able to recover […]

Home For The Holidays

Most of us can remember the smell of our mom’s cooking, or bringing home our first pet, or the excitement we felt as a child the moment we opened our eyes on Christmas morning. These are special memories engrained deep in our minds and hearts that a sound or smell can take us back to […]

Housing gains traction in 2012 Prices up 7.3 per cent

The housing market recovery picked up steam in the final three months of last year, with prices rising at an annual rate of 7.3%, according to S&P Case-Shiller, while a government report showed sales of new homes also shot up higher.

Mortgage crisis highlighted in New Yorker magazine

The Feb. 4 issue of the New Yorker magazine included a six-page story on the mortgage crisis in San Bernardino County, in which an estimated 168,000 homes are underwater and won’t regain their full value for up to two decades. County government and the cities of Fontana and Ontario are considering responses, one of which, […]

1st Alliance Lending unveils new marketing film at annual event

Feb. 19, 2013 – Hartford-based 1st Alliance Lending celebrated the release of a new marketing film during the company’s annual event held January 24 at Mohegan Sun. Directed by David Horgan, whose credits include work with Oscar nominee Will Smith, the impactful film serves as the focal point of the company’s new website at […]

Mortgage applications fell last week as rates rose

Applications for U.S. home mortgages fell for a second straight week as both refinancing and loan requests for new mortgages eased last week, an industry group said on Wednesday. The Mortgage Bankers Association said its seasonally adjusted index of mortgage application activity, which includes both refinancing and home purchase demand, was 1.7 percent lower in […]