Fixed Rate Mortgages
30-Year Fixed
20-Year Fixed
15-Year Fixed
10-Year Fixed |
Are you looking for ...
Monthly payments are fixed for the life of the loan
Interest rate does not change
Protected if rates go up
Can refinance if rates go down
Even though ...
Rate does not drop if interest rates improve |
Adjustable Rate Mortgages
10/1 ARM
5/1 ARM
3/1 ARM
1/1 ARM
6 Month ARM
7-Year Balloon
5-Year Balloon |
Are you looking for ...
Potentially lower initial monthly payment
Rates and payments may go down if rates improve
May qualify for higher loan amounts
All ARMs available as interest only products
Even though ...
Payments may change over time
Potential for high payments if rates go up |
First Time Buyer Programs |
Are you looking for ...
Lower down payment
Easier to qualify
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Imperfect Credit Programs |
Are you looking for ...
Potential for reestablishing credit if you pay your mortgage on time
When used for debt consolidation, you may be able to reduce your monthly debt payment
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Home Equity Line of Credit |
Are you looking for ...
Borrow what you need
Flexible access to funds
Interest may be tax deductible
Even though ...
Payments can change
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Home Equity Fixed Loan |
Are you looking for ...
Fixed payments
Interest may be tax deductible
Even though ...
Must refinance to gain additional funds
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