If you had a foreclosure or short sale you may be feeling hesitant to trust another lender. During the recession some lenders set homebuyers up for failure so they could profit off of fees when mortgage payments were missed. Other lenders did not offer mortgage modifications to those who needed them, in order to maintain their mortgage. People not only faced financial hardship due to job loss or reduction in wages, but greedy lenders took advantage.

1st Alliance Lending is a lender with a conscience. We strive to achieve successful mortgages for homebuyers. We want you to be able to make your mortgage payment today and into the future. You may wonder why you should trust that 1st Alliance Lending wouldn’t treat you in the same way your previous lender did. Here are three reasons you should trust 1st Alliance Lending:

Our References and Rankings

It is always a good idea to check the Better Business Bureau (BBB) before partnering with a lender. The BBB provides free business reviews. You will be able to see if there are any complaints against the lender. If complaints exist were they closed? In addition the BBB has accreditation standards that a company should meet and you will be able to see if there are any government actions against the lender. For 1st Alliance Lending you can see our BBB standings here.
It is also worthwhile to look at the 1st Alliance Lending ranking. Our employees are proud to work for a lender that is helping people have a second chance at home ownership and it is reflected in our ranking.

Our History

We have a proud history of working to help homeowners avoid foreclosure. In 2008, we worked with government entities to improve the Hope for Homeowners (H4H) program so that it could help a greater number of homeowners. In 2011, 1st Alliance Lending was featured in the NY times as recognition for loss mitigation products offered to struggling homeowners. In 2012, our founder John Dilorio, testified before a Senate subcommittee in recognition of his role as an expert in the field of principal reduction refinance. Our history speaks for itself. We have helped homeowners prevent foreclosure. We use the knowledge we gained from helping those in financial hardship to help provide new homeowners mortgage options that they can be successful with long term.

Our Philosophy

We guide our decisions by being fiscally responsible and socially and environmentally conscious. We believe it is important to give back to the community. We pride ourselves on providing a work/life balance for employees. Keeping our employees happy and stimulated is a priority. We want to rebuild communities one home at a time. Our philosophy indicates we are an honest lender.

If you are looking for a lender you can trust that will work with you to achieve a sustainable loan, please contact us. At 1st Alliance Lending we have integrity.