Did you avoid foreclosure on a previous home by conducting a short sale instead? Wise choice! You resolved your debt, avoided court and minimized the damage to your credit. Now are you getting back on your feet and considering your options? Are you ready to find a new place to call home?
At 1st Alliance Lending we are ready to help you on your journey back to homeownership. We will help you take the steps to fix your credit, improve your credit report and reduce your debt. We will provide guidance on what you need to do to be in the best position possible to own a new home.
We strive to achieve sustainable loans so your new home can be your forever home. We know you have been down a tough road and don’t want you to travel that path again. We will work with you to prepare a loan you can afford now and long into the future.
You made a smart choice when you opted for a short sale instead of foreclosure. We would like to help you make more smart choices when it comes to purchasing your new home.
At 1st Alliance Lending we look at the whole picture, not just credit scores. We want to know where you are today on your financial rebuild. Are you repairing your credit or paying your bills on time? We want to help you reach the place where you can succeed again.
When you contact us we will assign a loan officer to you that will walk you through the entire process and that same person will stay with you for the duration of your loan. The loan officer can explain the mortgage details such as fixed-rate vs. adjustable rate mortgages. If you have questions we will provide timely responses. We are here to help you when you are ready to start looking for your new home.